Lake Geneva, Walworth County and Southeast Wisconsin real estate and homes for sale in Wisconsin, Waterfront And Lake Homes - Laura Rodriguez and Debbie Cobian, REALTORS® Laura Rodriguez and Debbie Cobian REALTORS(r) for Lake Geneva, Walworth County and Southeast Wisconsin, Wisconsin real estate, Waterfront And Lake Homes - NUMBER1EXPERTS™ Laura Rodriguez and Debbie Cobian NUMBER1EXPERTS(tm) for Lake Geneva, Walworth County and Southeast Wisconsin, Wisconsin real estate, Waterfront And Lake Homes
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All agents are NOT alike! Find out why we are top real estate experts.
Call Laura @
262-325-7311
or
Call Debbie @
262-949-9818

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Mortgage Prequalification: Lake Geneva, Walworth County and Southeast Wisconsin Wisconsin home buying, real estate listings, and homes for sale in Walworth                       County, WI
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Lake Geneva, Walworth County and Southeast Wisconsin Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What are the world's most valuable chairs?

A 
A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330.
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Laura Rodriguez and Debbie Cobian, REALTORŪ, real estate agents and broker for Lake Geneva, Walworth County and Southeast Wisconsin Wisconsin home listings, property and land for sale - NUMBER1EXPERT(tm)

Debbie Cobian and Laura Rodriguez
Coldwell Banker Primus

226 Broad Street
Lake Geneva, WI 53147
262-348-1100
800-320-1180
262-348-9053
Laura's Cell: 262-325-7311
Debbie's Cell: 262-949-9818
LauraandDebbie@NUMBER1EXPERT.com

Laura Rodriguez and Debbie Cobian are Top Producing Brokers in the Lake Geneva area. Buyers and Sellers rate their service the best! With the team concept, you get two licensed professionals to help with all your real estate needs. Add the National Recognition of COLDWELL BANKER for a perfect partnership. For the experience and progressive service you deserve, contact Laura or Debbie today!


Coldwell Banker Primus real estate and homes for sale in Lake Geneva, Walworth County and Southeast Wisconsin Wisconsin

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