Lake Geneva, Walworth County and Southeast Wisconsin Wisconsin real estate listings, home buying, selling and relocation information

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Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Q	What Newport, Rhode Island mansion was built as a birthday present and incorporates 500,000 cubic feet of white marble?
A	The Vanderbilt Marble House was constructed by railroad baron William K. Vanderbilt for his wife Alva, who later divorced him, remarried and moved into a mansion down the street.
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Shawn & Lindsay Kimble, Burlington, Wi
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"Endless Summer Nites" Vacation Rental
Not just your average vacation home rental! Endless Summer Nites features a fun, "fifties" theme that allows you to relax & reminisce.
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Laura Rodriguez and Debbie Cobian, REALTOR®, real estate agents and broker for Lake Geneva, Walworth County and Southeast Wisconsin Wisconsin home listings, property and land for sale - NUMBER1EXPERT(tm)

Debbie Cobian and Laura Rodriguez
Keefe Real Estate, Inc
751 Geneva Parkway
Lake Geneva
WI, 53147
Office: 262-248-4492
262-248-9539
Laura's Cell: 262-325-7311
Debbie's Cell: 262-949-9818
Email: LauraandDebbie@NUMBER1EXPERT.com
Email: YourLakeGenevaTeam@yahoo.com
Laura Rodriguez and Debbie Cobian are Top Producing Brokers in the Lake Geneva area. Buyers and Sellers rate their service the best! With the team concept, you get two licensed professionals to help with all your real estate needs. Add Keefe Real Estate Inc, #1 in Sales in Walworth County and a family company since 1943, for a perfect partnership. For the experience and progressive service you deserve, contact Laura or Debbie today!

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NUMBER1EXPERTS™ in real estate for Lake Geneva, Walworth County and Southeast Wisconsin, Wisconsin, Waterfront And Lake Homes

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